Effective Date: 01/05/2025
Crefo Factoring Westfalen GmbH is dedicated to safeguarding your privacy. This Privacy Policy outlines how we gather, utilize, maintain, and protect your personal information when you engage with our financial services or visit our website.
We collect personal information when you request our factoring services, upload invoices, create an account on our client portal, opt in to our newsletter, seek financial assistance, or submit a contact form. The personal information we may collect includes your name, email address, postal address, telephone number, company information, payment details, banking information, and invoice data from your commercial transactions.
We employ cookies to improve your browsing experience, save your account settings, ensure secure login sessions, and evaluate website traffic patterns. These cookies assist us in enhancing our financial offerings and delivering a more tailored experience when you manage your factoring account.
We do not sell, exchange, or transfer your personal information to external third parties. This excludes trusted partners who help us operate our financial systems, perform credit evaluations, handle payments, or maintain your factoring account, provided these parties agree to keep this information confidential and secure in accordance with applicable financial regulations.
We implement comprehensive security measures to safeguard your personal and financial information. All sensitive data transfers occur via secure SSL connections. Our financial infrastructure utilizes advanced security protocols to protect stored information, and we perform regular security assessments to ensure adherence to banking industry standards and BaFin requirements.
We retain your personal and financial information only for the duration necessary to fulfill the purposes for which it was collected, including legal, accounting, or regulatory reporting obligations. When your data is no longer required, we securely erase or anonymize it in compliance with financial services regulations.
As our client, you have the right to access, correct, remove, or limit the processing of your personal data. You may also request a copy of the personal information we hold about you in a structured, commonly used, and machine-readable format. These rights are subject to applicable financial services regulations and identity verification requirements.
As a factoring service provider, we process financial data related to your business operations, including invoice information, payment records, and credit assessments. This processing is essential for the execution of our factoring services and is conducted in accordance with all applicable financial regulations and data protection legislation.
We reserve the right to modify this Privacy Policy as necessary to reflect changes in our practices or for legal, operational, or regulatory purposes. We will inform you of significant changes via email or through a notification on our website. We advise regularly reviewing this page for the most current information.
By utilizing our website and services, you consent to our Privacy Policy. If you have any inquiries about this Privacy Policy or wish to exercise your data protection rights, you can contact us using the following information: